If you want to free up some equity or adjust your monthly repayments then remortaging your house might be the answer. A remortage is when you change your mortgage repayment plan or provider.
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There are three major differences between buy to let mortgages and other mortgage products:
- The interest rate is typically higher in a buy to let mortgage than with other mortgage products.
- The mortgage provider may insist on a larger deposit.
- With other mortgage products; the criteria on whether you are eligible for a mortgage may depend on your ability to repay the loan.
With regards to a buy to let mortgage however; a mortgage provider may be more interested how much you intent to rent the property for instead of how much income you earn. -
Try one of our calculators to see an indicative figure of how much you could save by remortaging your house!
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