King's Lynn is located in Norfolk; a picturesque county in the East-Anglia region. The Angles, who settled in this region, were known colloquially as the 'North-Folk'; so the county the settled became known as North-folk or Norfolk. Since then the county has expanded significantly; and due to it's long history is has a very heritage.
With house prices in Norfolk currently standing at £135,600 more and more people are buying a house; not to inhabit but to rent out to tenants.
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There are three major differences between buy to let mortgages and other mortgage products:
- A buy to let mortgage may have a higher interest rate compared to an alternative mortgage product.
- The mortgage provider may insist on a larger deposit.
- With other mortgage products; the criteria on whether you are eligible for a mortgage may depend on your ability to repay the loan.
With a buy to let mortgage however, the decision is more likely to rest upon how much you rent the property for; as opposed to how much you earn.
We offer the following mortgage products in King's Lynn:
Fixed rate mortgages - With this type of mortgage the repayment rate stays constant per month
Flexible mortgages - This type of mortgage allows you take flexible 'breaks'
Buy-to-let Mortgages - This mortgage applies if you have just purchased a house with the intention of renting to tenants
Remortgages - Want to change your mortgage repayment plan or provider? Read our section on remortgages first!
Tracker mortgages - These mortgages follow the Bank of England base rate; you could possible save money by employing a tracker mortgage
First Time Buyer mortgages - These mortgages are appropriate if you are buying a house for the first time
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