Upton forms part of Leicestershire, a small county nestled in the centre of England. As with Lancashire, Leicestershire first reached prominence with it's entry in the Domesday book; and it's borders have remained virtually static for almost 1000 years. During the Industrial Revolution, Leicestershire became heavily industrialised; and it still retains a large industrial sector to this day.
With house prices in Upton being on average £141,000, lower than the than the national average (figures supplied by Hometrack), taking out a mortgage has become more popular.
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With a fixed-rate mortgage you are tied to paying the same amount per month - it doesn't matter if you have an exceptionally good or bad month financially you will pay the same amount regardless.
In these cases it may be that a flexible mortgage may a more suitable mortgage product for you!
It is not uncommon for a flexible mortgage to have a higher APR compared to a fixed-rate mortgage (to cover the increased flexibility).
Fixed rate mortgages - With this type of mortgage the repayment rate stays constant per month
Flexible mortgages - This type of mortgage allows you take flexible 'breaks'
Buy-to-let Mortgages - This mortgage applies if you have just purchased a house with the intention of renting to tenants
Remortgages - Want to change your mortgage repayment plan or provider? Read our section on remortgages first!
Tracker mortgages - These mortgages follow the Bank of England base rate; you could possible save money by employing a tracker mortgage
First Time Buyer mortgages - These mortgages are appropriate if you are buying a house for the first time
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