Laurencekirk lies in Kincardineshire; one of Scotland's traditional counties. In 1975, Kincardineshire was integrated into the Grampian region; and then later on was absorbed into Aberdeenshire; where it lies today.
Nationally, the number of people taking our mortgages is rising, and Laurencekirk is no exception. A popular mortgage product is the fixed-rate mortgage.
A fixed rate mortgage is the mortgage scheme where you pay the same amount per month.
The main advantage of choosing a fixed-rate mortgage is you know how much your monthly remortgage repayments are likely to be.
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The advantages of choosing a fixed-rate mortgage over other mortgage products are:
- As the mortgage repayment rate is fixed you will have to pay the same amount monthly.
- Knowing what you are due to pay monthly can help you plan your finances more effectively.
- In the event that the interest rate rises you won't be forced to pay higher repayments - possibly saving you money.
Most fixed rate mortgages are adjusted every couple of years - it is likely you will start your mortgage on a fixed-rate basis, then after a couple of years be transferred to another type.
Try out our mortgage calculators:
Other mortgage types available for Laurencekirk:
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We offer fixed-rate mortgages for all towns in Kincardineshire, for example:
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